Modernizing Loan Management for Infrastructure Finance in Nigeria, AfricaEnterprise Application
Nigeria Infrastructure Debt Fund (NIDF) is the country’s first listed infrastructure debt fund, managed by Chapel Hill Denham. NIDF finances critical infrastructure projects across Nigeria, supporting long‑term growth and development.
challenge
NIDF relied on Excel trackers to manage loans, disbursements, repayments, and valuations. This manual approach created:
1. Inefficiencies and risk of errors.
2. Limited visibility into portfolio performance.
3. No structured approval or audit trails.
4. Difficulty scaling as loan volumes and complexity grew.
solution
7 dot 2 IT Consulting built a custom Loan Management System (LMS) using PHP Laravel Framework in two phases:
Phase 1: Core LMS with loan capture, disbursement, amortization, risk/term premium tables, audit‑ready approval cycles, and automated reporting.
Phase 2: Enhancements including NAV calculation, role‑based approvals, sector breakdowns, credit scoring automation, flexible amortization profiles, and advanced investor reports.
Ongoing support ensures smooth operations and continuous improvements.
Benefit
1. Efficiency: Automated loan processes reduced manual effort and errors.
2. Transparency: Approval cycles and audit trails strengthened compliance.
3. Insights: Real‑time dashboards and investor reports improved portfolio visibility.
4. Scalability: System now supports complex loan structures and NAV calculations.
5. Confidence: Enhanced reporting boosted stakeholder trust and decision‑making.
6. Future‑Ready: Modular design allows ongoing enhancements as NIDF expands.
7 dot 2’s value proposition is immense. We get best in class IT support (wide spectrum) at very effective cost. This creates win win for both. Wish you continue maniacal customer focus and grow.
